– Upcoming expenses – record when major payments are due e.g. – record each shop and then total for the week track how much you’re spending on groceries, fuel ect. – 2 page expense anything – more detailed way to track spending for each category before recording into your monthly budget e.g. – Payments with confirmation or cheque number – Payments (4 pages – 1 page per quarter) Can be used for any duration – daily, weekly, monthly, quarterly, semi-annually ect. – Income tracker – perfect if you have multiple income streams or just want to keep track of when you receive your paychecks and a running total of your income for the year. Smith Family Budget Binder’, Dana’s Finances ect. – Optional Personalised Cover Page & Spine – please mention the wording you would like in the notes to seller when checking out e.g. – Covers & spines – Budget Planner, Finances (4 pages) Ok, now that we’ve cleared that up, here is a list of everything that’s included! I’d just like to remind people that this is COPYRIGHT INFRINGEMENT and it is ILLEGAL. I cannot show previews of all included pages as I have had people copying designs from some of my other planner sets. Planner pages I felt needed more room are in landscape orientation, but I have also created portrait page orientation versions for those that prefer that page format. For example, try tracking your bills using one type of planner and if you find it’s not working for you, you can switch to one of the other layouts. The pages are designed to appeal to everyone so there will probably be more pages than you need. For example, you may prefer to use calendars to track when bills are due, or you may prefer to see how much you’ve paid for all your bills for the entire year on the one page. There are multiple planning pages for different planning styles. The kit has been expanded to include the following: With so many options you can pick which printables would best for YOU and your approach to budgeting and money management. bill pay checklists, budgets, spending trackers) that I created when experimenting with what planner pages worked best for me. I may have gone a bit overboard – 4 types of bill pay checklists anyone? I figure everyone doesn’t plan the same way so I’ve included all the styles of each type (e.g. (Click the images below to enlarge the previews, then click the back button to return to this post!) Since that post my budget planner has undergone some major revamps (both from my personal budgeting style and queries from customers) and the finance set has now been updated and expanded to the new and improved Budget Binder – it now has 207 printables! And all pages are EDITABLE except the covers and dividers! If you have something coming up that you know you’ll need to spend some money on, you could choose to put it on your calendar also.If you follow my blog you may remember the post I did 2 years ago (how time flies) on my finance binder.

You aren’t limited to only recording your recurring expenses. Whether to build up an emergency fund or invest in your IRA, mark this on the earlier part of your calendar so you have time to actually do it.

If you have a general routine for common expenses, such as buying gas or groceries once every week, you can add them to your calendar as well. List these with the estimated spend, since you won’t know the exact amount.ĭO THIS: Seriously, DO THIS: Include savings as a part of your recurring bills. TIP: Prefer to work your budgets by month instead of year? To make sure you don’t forget about these once-in-a-while bills, make a list of them on a post-it so you can transfer the sticky over easily each month.

Printable budget calendar 2015